If you're shopping for life insurance for the first time and realize you need life insurance but you have some questions, you'll want to consider the following questions:

• What goal do you want your life insurance to accomplish?
  
• How long do you need life insurance?
  
• How much life insurance do you need?
  
• What is your monthly budget to spend on life insurance?
  
• Does your spouse or partner need life insurance?
  

Next, you'll want to compare life insurance carriers and pricing. When comparing rates and insur...
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There are many several options for buying term life insurance.

1. You could contact a local life insurance agent.

2. Call life insurance companies direct.

3. Visit a life insurance website offering instant life insurance quotes.

Some insurers even let you get free quotes and apply online for coverage.

In addition, some life insurance brokers have access to a large network of life insurance companies and offer you the option of comparing rates and applying online for your life insurance policy.

For ...
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Term life insurance is temporary life insurance coverage for a set period of time, usually up to 30 years.

So, would would someone buy term life insurance?

Usually people choose to buy term life insurance for any of several common reasons:

1. To get the maximum amount of life insurance for their money.

2. To have flexibility in choosing how long they have life insurance protection. 

3. To provide for short-term life insurance needs.

4. Budget - Because they have a limited amount of money and need t...
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The right time to buy a life insurance policy is when you decide you have a need for life insurance?

Many people decide to buy a life insurance plan when they experience a major life event, such as, buying their first home, getting married, starting a family, or experiencing the loss of a loved one.

However, if you are planning ahead for your financial future, and know you want to get married and start a family some day, you may want to consider buying life insurance while you are young and hea...
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Yes, you can buy life insurance for your spouse.

In order to buy life insurance you need insurable interest in that person.

Insurable interest means you stand to lose financially if the person dies, or you rely on the person for some means of financial support.

There does exist insurable interest between spouses, so you can buy life insurance on your spouse.

However, you will need your spouse's permission/consent,your spouse's signature on the application, and your spouse may have to answer some ...
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Are you looking to buy term life insurance? 

If so, you may be surprised to find that now consumers have the option of buying their life insurance policy on the internet.

That's right, now you have the choice of getting a quote, applying for coverage, and buying your life insurance completely online - if you qualify.

Many insurers have made online life insurance coverage available, and there are even no exam life insurance plans which do not require you to take any medical examination - but ther...
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